Job Type: Contract
Work Mode: Hybrid (3 Days from office)
Experience: 10 Years
Job description:
Agile Product Owner – Payments Domain
1. Core Competencies:
Payment Systems Expertise:
Deep domain knowledge of domestic payment systems in Sweden, including:
Bankgirot BGC, RIX-INST, RIX-RTGS,
Clearing and settlement processes for Swedish Krona (SEK).
Solid expertise in international cross-border payment systems such as:
SWIFT messaging standards (MT/MX formats)
ISO 20022 protocols.
o Added advantage if you have knowledge on European payment systems / clearings, including:
§ EBA EURO1
§ Target2
§ SEPA Credit Transfer
§ SEP Instant Credit Transfer
Agile Mindset & Practices:
Strong understanding of Agile frameworks (Scrum, Kanban, SAFe).
Experience in leading product backlog refinement, sprint planning, and reviews.
Ability to prioritize and manage product increments based on business value.
2. Functional Skills
Familiarity with regulatory compliance related to payments:
PSD2 (Payment Services Directive), AML/KYC requirements.
Local Swedish financial regulations for SEK transactions.
Knowledge around FX handling in payments
Knowledge of reconciliation processes between domestic and global clearing networks.
3. Technical Expertise
Hands-on experience with modern financial technology stacks and systems used by banks or fintech’s.
Knowledge of cloud-based technologies supporting scalable payment solutions.
Understanding APIs for payment initiation and reporting services.
4. Leadership & Stakeholder Engagement
Proven ability to work with diverse teams including developers, testers, UX designers, etc.
Strong stakeholder management skills:
Collaborating with internal departments like Risk/Compliance teams or external partners like clearinghouses/banks.
5. Analytics & Reporting: Experience around analyzing transaction data trends for improving user experiences and minimizing costs.